Government Schemes for Farmers
What each scheme gives, who is eligible and where to apply — in plain language, with official links. Free.
💰 PM-KISAN
- What you get
- ₹6,000/year (3 instalments) direct to your account.
- Who is eligible
- Landholding farmers.
- How to apply
- On pmkisan.gov.in or a nearby CSC.
🛡️ Crop Insurance (PMFBY)
- What you get
- Payout if the crop fails. Low premium (kharif 2%, rabi 1.5%).
- Who is eligible
- All farmers (loanee or not).
- How to apply
- At your bank or pmfby.gov.in — before sowing season.
🏦 Kisan Credit Card (KCC)
- What you get
- Crop loan up to ₹3 lakh at low interest (~4%).
- Who is eligible
- Farmers, tenants, livestock keepers.
- How to apply
- At any bank — with land record + Aadhaar.
🧪 Soil Health Card
- What you get
- Free soil testing + fertilizer recommendation.
- Who is eligible
- Every farmer.
- How to apply
- Local agriculture office / soilhealth.dac.gov.in.
🌾 i-Khedut Portal (Gujarat)
- What you get
- Subsidies on drip, equipment, seeds & more — all in one place.
- Who is eligible
- Gujarat farmers.
- How to apply
- Apply online at ikhedut.gujarat.gov.in.
🚜 Farm Machinery Subsidy (SMAM)
- What you get
- Up to 40–50% subsidy on tractors/implements.
- Who is eligible
- Farmers (more for small/marginal).
- How to apply
- agrimachinery.nic.in or i-Khedut.
☀️ Solar Pump (PM-KUSUM)
- What you get
- Big subsidy on solar pumps — cut your power bill.
- Who is eligible
- Farmers who irrigate.
- How to apply
- State energy agency / pmkusum.mnre.gov.in.
📈 e-NAM (Online Mandi)
- What you get
- Sell online to buyers across India — better price.
- Who is eligible
- Farmers / FPOs.
- How to apply
- enam.gov.in or a nearby e-NAM mandi.
🐟 Fisheries Scheme (PMMSY)
- What you get
- Subsidy for ponds, hatcheries, fish farming.
- Who is eligible
- Fish farmers.
- How to apply
- District fisheries office / pmmsy.dof.gov.in.
🐄 Livestock Mission (NLM)
- What you get
- Subsidy for goat/poultry/dairy units.
- Who is eligible
- Livestock keepers.
- How to apply
- Animal husbandry office / nlm.udyamimitra.in.
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